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The Resource Mortgage Innovation, Mortgage Choice, and Housing Decisions

Mortgage Innovation, Mortgage Choice, and Housing Decisions

Label
Mortgage Innovation, Mortgage Choice, and Housing Decisions
Title
Mortgage Innovation, Mortgage Choice, and Housing Decisions
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Contributor
Author
Subject
Summary
This paper examines some of the more recent mortgage products now available to borrowers. The authors describe how these products differ across important characteristics, such as the down payment requirement, repayment structure, and amortization schedule. The paper also presents a model with the potential to analyze the implications for various mortgage contracts for individual households, as well as to address many current housing market issues. The authors use the model to examine the implications of alternative mortgages for homeownership and to show that interest rate-adjustable mortgages and combo loans can help explain the rise-and fall-in homeownership since 1994
http://library.link/vocab/creatorName
Chambers, Matthew S
http://library.link/vocab/relatedWorkOrContributorName
  • Garriga, Carlos
  • Schlagenhauf, Don
Label
Mortgage Innovation, Mortgage Choice, and Housing Decisions
Instantiates
Publication
Note
25063
Control code
ICPSR25063.v1
Governing access note
Access restricted to subscribing institutions
Label
Mortgage Innovation, Mortgage Choice, and Housing Decisions
Publication
Note
25063
Control code
ICPSR25063.v1
Governing access note
Access restricted to subscribing institutions

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